Who can apply for a Personal Loan?
- You must be 18 years of age or older with stable income proof.
What I may need to provide for a Personal Loan application
- HKID
- Proof of residential address
- Proof of bank record
- Proof of all income
- Proof of asset
- Proof of job
- TE TU records if needed
- other documents might be required, it depends.
What is the longest loan tenure?
- From 6 months to 5 years, it depends.
Highest age restriction to apply for loans?
- Not over 70 years old.
If previously filed for bankruptcy, am I still eligible for a loan?
- Application evaluations are subjected to a completed analysis of your current financial situation, including your income stability, repayment records, financial score and other details. We evaluate situations on a case by case basis.
What are the basis of Buddy Finance credit score?
- Our credit scores are based the credit score from our credit assessment.
What is the approval time?
- If your filled application and supporting documents are all submitted during our service hours, result will be announced within few days.
What are the payment methods?
- 7-Eleven , bank autopay, bank account transfer.